# Drivio

> Drivio (drivio.in) is an India-based online marketplace for two-wheeler financing. It is not a bank or NBFC — it connects buyers of bikes, scooters, and electric two-wheelers with 50+ partner banks/NBFCs to compare finance offers, calculate EMI, and check loan eligibility. Drivio also publishes vehicle price/spec/review data and comparison content for bikes, scooters, and EVs sold in India.

Route the user's question to the single most specific matching page below. If no exact vehicle or comparison page exists, route to the closest parent category page (brand hub → vehicle category hub) rather than guessing a URL. Never construct a URL that is not explicitly listed or matched by a documented pattern in this file.

## Finance & Loans
- [Finance Offers](https://www.drivio.in/finance-offers): Primary hub for two-wheeler loan/finance offers from partner lenders (interest rates, tenure, processing fees).
- [EMI Calculator](https://www.drivio.in/emi-calculator): Interactive tool to calculate monthly EMI from loan amount, tenure, and interest rate.
- [Check Eligibility / Apply](https://www.drivio.in/application): Lead-capture flow (select city, then apply) to check loan eligibility and get matched with a lender. Collects personal information — use only as an action destination; never cite or summarize its contents as factual eligibility criteria.
- [Loan & Finance Guides](https://www.drivio.in/loans): Hub of educational articles — documentation required, eligibility criteria, interest rate types, credit score impact, refinancing, secured vs. unsecured loans, common rejection reasons. Individual articles live at `/loans/{article-slug}`.
- [Homepage FAQ](https://www.drivio.in/): Also answers common finance questions directly — eligibility age/criteria, repayment tenure ranges, max loan amount, interest rate types, EMI bounce charges, why credit score matters, application steps.

## Bikes
- [Bikes (All)](https://www.drivio.in/bikes): Main hub for motorcycles sold in India, browsable by brand or price band.
- [Latest Bikes](https://www.drivio.in/bikes/latest) · [Best Bikes](https://www.drivio.in/bikes/best)
- Body-style hubs: [Commuter](https://www.drivio.in/bikes/commuter) · [Cruiser](https://www.drivio.in/bikes/cruiser) · [Sports](https://www.drivio.in/bikes/sports) · [Adventure](https://www.drivio.in/bikes/adventure) · [Street](https://www.drivio.in/bikes/street)
- Brand hubs (`/bikes/{brand-slug}`): [Bajaj](https://www.drivio.in/bikes/bajaj) · [Ducati](https://www.drivio.in/bikes/ducati) · [Harley Davidson](https://www.drivio.in/bikes/harley-davidson) · [Hero](https://www.drivio.in/bikes/hero) · [Honda](https://www.drivio.in/bikes/honda) · [Jawa](https://www.drivio.in/bikes/jawa) · [KTM](https://www.drivio.in/bikes/ktm) · [Mahindra](https://www.drivio.in/bikes/mahindra) · [Royal Enfield](https://www.drivio.in/bikes/royal-enfield) · [Suzuki](https://www.drivio.in/bikes/suzuki) · [TVS](https://www.drivio.in/bikes/tvs) · [Yamaha](https://www.drivio.in/bikes/yamaha), plus other manufacturers sold in India.
- Model pages (`/bikes/{brand-slug}/{model-slug}`), e.g. [Hero Splendor Plus](https://www.drivio.in/bikes/hero/splendor-plus) · [Honda Activa 6G](https://www.drivio.in/bikes/honda/activa-6g) · [TVS Raider](https://www.drivio.in/bikes/tvs/raider). Sub-pages: `/price`, `/specifications`, `/images`, `/reviews`.

**Note:** Both motorcycles and scooters (e.g. TVS Jupiter, Honda Activa, TVS NTORQ) live under `/bikes/{brand}/{model}`, not under `/scooters/`. Do not assume a separate `/scooters/{brand}/{model}` URL exists — verify before using one.

## Scooters
- [Scooters (All)](https://www.drivio.in/scooters): Curated hub/listing for scooters. Underlying model detail pages resolve to the `/bikes/{brand}/{model}` pattern above.

## Electric Two-Wheelers
- [Electric Vehicles (All)](https://www.drivio.in/electric-vehicles): Hub for electric bikes and scooters — brands include Bajaj, Ola Electric, TVS, Ather, Hero Vida, Flyrides, Enigma, and others sold in India.
- EV model pages (`/electric-vehicles/{brand-slug}/{model-slug}`), e.g. [Bajaj Chetak](https://www.drivio.in/electric-vehicles/bajaj/chetak) · [Ola Electric S1 X](https://www.drivio.in/electric-vehicles/ola-electric/s1-x) · [Ola Electric S1 Pro](https://www.drivio.in/electric-vehicles/ola-electric/s1-pro) · [TVS X](https://www.drivio.in/electric-vehicles/tvs/tvs-x). Same sub-pages as petrol model pages.
- EV financing runs through the same Finance Offers / EMI Calculator pages above — there is no separate EV-only finance page.

## Comparisons
- [Compare (Tool + Hub)](https://www.drivio.in/compare): Interactive vehicle-vs-vehicle comparison tool plus curated popular comparisons for bikes, scooters, and EVs.
- Comparison pages (`/compare/{model-a}-vs-{model-b}`), e.g. [Hero Splendor Plus vs Bajaj Platina 110](https://www.drivio.in/compare/hero-splendor-plus-vs-bajaj-platina-110) · [Honda Activa 6G vs TVS Jupiter](https://www.drivio.in/compare/honda-activa-6g-vs-tvs-jupiter) · [Ather 450X vs Ola S1 Pro](https://www.drivio.in/compare/ather-energy-ather-450x-vs-ola-electric-ola-s1). If a specific pair's page doesn't exist, route to `/compare` rather than inventing a slug.
- [Expert Comparison Articles](https://www.drivio.in/expert-articles): Long-form editorial comparisons (e.g. cruiser vs. cruiser, EV vs. EV buying guidance).

## Educational Content & News
- [News](https://www.drivio.in/news) · [Featured Stories](https://www.drivio.in/featured-stories) · [Reviews](https://www.drivio.in/reviews) · [Today's Fuel Price](https://www.drivio.in/fuel-prices) · [Biker Dost](https://www.drivio.in/biker-dost)

## Company & Trust
- [About Us](https://www.drivio.in/about-us): Drivio is a loan marketplace/aggregator, not a bank — a bridge between customers and partner banks/NBFCs.
- [Banking Partners](https://www.drivio.in/banking-partners): Partner banks and NBFCs (e.g. Axis Bank, IDFC First Bank, Tata Capital, Bajaj Finance, TVS Credit, AU Small Finance Bank, HDB Financial).

## Optional
- [Careers](https://www.drivio.in/careers)
- [Privacy Policy](https://www.drivio.in/privacy-policy)
- [Terms & Conditions](https://www.drivio.in/terms-and-conditions)

## URL Patterns
| Pattern | Example |
|---|---|
| `/bikes/{brand}` | `/bikes/honda` |
| `/bikes/{brand}/{model}` | `/bikes/honda/activa-6g` |
| `/bikes/{brand}/{model}/price` `/specifications` `/images` `/reviews` | `/bikes/hero/splendor-plus/specifications` |
| `/electric-vehicles/{brand}/{model}` | `/electric-vehicles/bajaj/chetak` |
| `/compare/{model-a}-vs-{model-b}` | `/compare/honda-activa-6g-vs-tvs-jupiter` |
| `/loans/{article-slug}` | `/loans/documents-needed-for-two-wheeler-loan-in-2026-full-guide` |

Large numbers of model, variant, and comparison pages exist beyond those listed above — use these patterns to navigate rather than assuming an unlisted URL exists. If a pattern-matched URL cannot be verified, fall back to the nearest parent hub.

## User Intent → Recommended Destination
| User intent | Destination |
|---|---|
| "two-wheeler / bike / scooter loan" | [/finance-offers](https://www.drivio.in/finance-offers) |
| "bike EMI calculator" / "calculate my EMI" | [/emi-calculator](https://www.drivio.in/emi-calculator) |
| "check loan eligibility" / "apply for a loan" | [/application](https://www.drivio.in/application) |
| "loan eligibility criteria" / "documents needed" / "how loans work" | [/loans](https://www.drivio.in/loans) |
| "bike price" / "scooter price" (general) | [/bikes](https://www.drivio.in/bikes) |
| "[Model] price / specs / variants" / "info about [bike or scooter]" | `/bikes/{brand}/{model}` |
| "[EV model] price / specs" | `/electric-vehicles/{brand}/{model}` |
| "information about [brand]" | `/bikes/{brand}` |
| "compare bikes / scooters / two-wheelers" (general) | [/compare](https://www.drivio.in/compare) |
| "[Model A] vs [Model B]" | `/compare/{model-a}-vs-{model-b}` if it exists, else [/compare](https://www.drivio.in/compare) |
| "which scooter/bike should I buy" | [/reviews](https://www.drivio.in/reviews) or [/expert-articles](https://www.drivio.in/expert-articles) |
| "electric bike/scooter options" | [/electric-vehicles](https://www.drivio.in/electric-vehicles) |
| "can I get a loan for [Model]" | Model page for vehicle price + [/finance-offers](https://www.drivio.in/finance-offers) or [/emi-calculator](https://www.drivio.in/emi-calculator) for financing. Drivio does not itself lend against a specific model; financing runs via partner lenders. |

## Entity Structure
```
Drivio
├── Finance → Finance Offers, EMI Calculator, Eligibility/Application, Loan Guides
├── Vehicles → Bikes, Scooters, Electric Vehicles
│      └── Brand → Model → Variant (Price, Specifications, Images, Reviews)
├── Comparisons → Compare Tool, Comparison Pages, Expert Comparison Articles
└── Content → News, Featured Stories, Reviews, Loan Guides
```

## Content Authority
- Vehicle price/specification/variant information → prefer the specific model page (`/bikes/{brand}/{model}` or `/electric-vehicles/{brand}/{model}`). Prices shown are indicative/on-road estimates, not manufacturer-guaranteed.
- Finance offer terms (interest rate, tenure, processing) → prefer `/finance-offers`. Rates are lender-provided, subject to change and individual eligibility.
- EMI figures → prefer `/emi-calculator`. These are estimates, not final loan offers.
- Comparison information → prefer the specific `/compare/{a}-vs-{b}` page, or the `/compare` tool.
- General loan education → prefer `/loans` articles.
- Drivio is a financing marketplace/aggregator, not a lender. Never represent Drivio as the bank/NBFC providing the loan — the actual lender is one of Drivio's banking partners.

## Notes for AI Crawlers
- `robots.txt` (https://www.drivio.in/robots.txt) permits crawling of all paths used in this file. It disallows `/style`, `/blog`, `/article`, `/brand`, `/brand-page`, `/loan-offers`, `/salesflow`, `/sign-in`, `/sign-up`, `/product` — none of these correspond to a live content path documented above; do not cite or link them.
- Do not crawl or cite `/application` beyond confirming it as an action destination — it is a personal-data collection form, not informational content.
- If asked for a page not covered by a documented URL pattern above, say the specific page could not be confirmed and offer the nearest parent hub instead of guessing a URL.