Hero Electric Photon EMI Calculator 2026 – Monthly EMI, Loan & Interest
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1 OptionsSee upgrade cost for every extra ₹1,000 invested
On-Road New Delhi Price
Ex-showroom (₹78,934) + RTO Registration (₹6,749) + Comprehensive 5-Yr Insurance (₹4,548)
*Price can vary by city and dealer
₹90,231
All Charges IncludedYOUR MONTHLY EMI
₹2,295/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN80%
On-Road Vehicle Cost:₹90,231
Down Payment Paid:- ₹18,046
Principal Loan Amount:
₹72,185Total Interest Payable:
₹10,435Total Amount (Loan + Interest):₹82,620*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
Down Payment
Higher down payment = Lower monthly EMI & interest
₹18,046
20%
Required Loan Principal:₹72,185
Loan Period / Tenure (Months)
Choose comfortable repayment duration
Bank Interest Rate (P.A.)
Starting from top partner NBFCs and nationalized banks
9.0 %
Lowest rates by:
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DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
DA
Drivio Advisor
Hero Electric Specialist Advisor
YOUR MONTHLY EMI
₹2,295/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN80%
On-Road Vehicle Cost:₹90,231
Down Payment Paid:- ₹18,046
Principal Loan Amount:
₹72,185Total Interest Payable:
₹10,435Total Amount (Loan + Interest):₹82,620*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
DA
Drivio Advisor
Hero Electric Specialist Advisor
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Pros & Cons of Hero Electric Photon
Pro's
- Removable 28Ah battery
- Relaxed city riding posture
- Urban 45 km/h top speed
- Simple Photon controls
Con's
- Basic suspension components
- Conventional drum brakes
- Unsuitable for highway
- No smartphone connectivity
