Joy e-bike Mihos EMI Calculator 2026 – Monthly EMI, Loan & Interest
Choose Variants
1 OptionsSee upgrade cost for every extra ₹1,000 invested
On-Road New Delhi Price
Ex-showroom (₹1,34,829) + RTO Registration (₹11,529) + Comprehensive 5-Yr Insurance (₹7,767)
*Price can vary by city and dealer
₹1,54,125
All Charges IncludedYOUR MONTHLY EMI
₹3,921/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN80%
On-Road Vehicle Cost:₹1,54,125
Down Payment Paid:- ₹30,825
Principal Loan Amount:
₹1,23,300Total Interest Payable:
₹17,856Total Amount (Loan + Interest):₹1,41,156*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
Down Payment
Higher down payment = Lower monthly EMI & interest
₹30,825
20%
Required Loan Principal:₹1,23,300
Loan Period / Tenure (Months)
Choose comfortable repayment duration
Bank Interest Rate (P.A.)
Starting from top partner NBFCs and nationalized banks
9.0 %
Lowest rates by:
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Explore loan offers from the Banks
Tata Capital
Idfc
AU
HDB
Axis
Tata Capital
Idfc
AU
HDB
Axis
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
DA
Drivio Advisor
Joy e bike Specialist Advisor
YOUR MONTHLY EMI
₹3,921/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN80%
On-Road Vehicle Cost:₹1,54,125
Down Payment Paid:- ₹30,825
Principal Loan Amount:
₹1,23,300Total Interest Payable:
₹17,856Total Amount (Loan + Interest):₹1,41,156*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
DA
Drivio Advisor
Joy e bike Specialist Advisor
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Pros & Cons of Joy e-bike Mihos
Pro's
- Unique retro styling
- Advanced smart connectivity
- Portable swappable battery
- Signature round LED headlight
Con's
- Mihos limited range
- Mihos plastic panel durability
- Mihos limited service network
- Future battery replacement cost
