Birla E-Smart EMI Calculator 2026 – Monthly EMI, Loan & Interest
Choose Variants
6 OptionsSee upgrade cost for every extra +₹81/mo (+₹2,315 total) invested
On-Road New Delhi Price
Ex-showroom (₹65,969) + RTO Registration (₹5,641) + Comprehensive 5-Yr Insurance (₹3,800)
*Price can vary by city and dealer
₹75,410
All Charges IncludedYOUR MONTHLY EMI
₹1,955/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN73%
On-Road Vehicle Cost:₹75,410
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹55,410Total Interest Payable:
₹14,970Total Amount (Loan + Interest):₹70,380*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
Down Payment
Higher down payment = Lower monthly EMI & interest
₹20,000
27%
Required Loan Principal:₹55,410
Loan Period / Tenure (Months)
Choose comfortable repayment duration
Bank Interest Rate (P.A.)
Starting from top partner NBFCs and nationalized banks
9.0 %
Lowest rates by:
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
YOUR MONTHLY EMI
₹1,955/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN73%
On-Road Vehicle Cost:₹75,410
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹55,410Total Interest Payable:
₹14,970Total Amount (Loan + Interest):₹70,380*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
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