Hero Electric Optima EMI Calculator 2026 – Monthly EMI, Loan & Interest
Choose Variants
2 OptionsSee upgrade cost for every extra +₹646/mo (+₹18,292 total) invested
On-Road New Delhi Price
Ex-showroom (₹61,889) + RTO Registration (₹5,292) + Comprehensive 5-Yr Insurance (₹3,565)
*Price can vary by city and dealer
₹70,746
All Charges IncludedYOUR MONTHLY EMI
₹1,790/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN72%
On-Road Vehicle Cost:₹70,746
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹50,746Total Interest Payable:
₹13,694Total Amount (Loan + Interest):₹64,440*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
Down Payment
Higher down payment = Lower monthly EMI & interest
₹20,000
28%
Required Loan Principal:₹50,746
Loan Period / Tenure (Months)
Choose comfortable repayment duration
Bank Interest Rate (P.A.)
Starting from top partner NBFCs and nationalized banks
9.0 %
Lowest rates by:
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
YOUR MONTHLY EMI
₹1,790/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN72%
On-Road Vehicle Cost:₹70,746
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹50,746Total Interest Payable:
₹13,694Total Amount (Loan + Interest):₹64,440*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
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Pros & Cons of Hero Electric Optima
Pro's
- Economical daily city commute
- Removable battery for home charging
- Nimble city handling
- Relaxed urban riding experience
Con's
- Limited top speed
- Basic plastic body
- Harsh ride rough roads
- Brakes lack power
