Joy e-bike Beast EMI Calculator 2026 – Monthly EMI, Loan & Interest

Choose Variants

1 Options

Compare variant specifications and low EMI options

✓ SELECTED • BASE
Starts at₹8,099/mo
Beast STD
₹2,49,592
Base Variant Drum BrakeActive Selection
On-Road New Delhi Price
Ex-showroom (₹2,18,343) + RTO Registration (₹18,669) + Comprehensive 5-Yr Insurance (₹12,580)
*Price can vary by city and dealer
₹2,49,592
All Charges Included
YOUR MONTHLY EMI
₹8,099/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN92%
On-Road Vehicle Cost:₹2,49,592
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹2,29,592
Total Interest Payable:
₹61,972
Total Amount (Loan + Interest):₹2,91,564*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
Down Payment
Higher down payment = Lower monthly EMI & interest
₹20,000
8%
Required Loan Principal:₹2,29,592
Loan Period / Tenure (Months)
Choose comfortable repayment duration
Recommended: 36 Mos
Bank Interest Rate (P.A.)
Starting from top partner NBFCs and nationalized banks
9.0 %
Lowest rates by:
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.

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Tata Capital
Tata Capital
Idfc
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AU
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HDB
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Axis
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Pros & Cons of Joy e-bike Beast

Pro's
  • Muscular cruiser styling
  • 90 kmph top speed
  • Impressive 110 km range
  • Useful reverse mode feature
Con's
  • Stiff suspension discomfort
  • High 115kg kerb weight
  • Limited service network
  • Subpar build finish