Joy e-bike Gen Nxt Nanu E-scooter EMI Calculator 2026 – Monthly EMI, Loan & Interest
Choose Variants
1 OptionsCompare variant specifications and low EMI options
On-Road New Delhi Price
Ex-showroom (₹70,965) + RTO Registration (₹6,068) + Comprehensive 5-Yr Insurance (₹4,088)
*Price can vary by city and dealer
₹81,121
All Charges IncludedYOUR MONTHLY EMI
₹2,156/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN75%
On-Road Vehicle Cost:₹81,121
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹61,121Total Interest Payable:
₹16,495Total Amount (Loan + Interest):₹77,616*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
Down Payment
Higher down payment = Lower monthly EMI & interest
₹20,000
25%
Required Loan Principal:₹61,121
Loan Period / Tenure (Months)
Choose comfortable repayment duration
Bank Interest Rate (P.A.)
Starting from top partner NBFCs and nationalized banks
9.0 %
Lowest rates by:
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
YOUR MONTHLY EMI
₹2,156/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN75%
On-Road Vehicle Cost:₹81,121
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹61,121Total Interest Payable:
₹16,495Total Amount (Loan + Interest):₹77,616*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
Choose Your Financer
Explore loan offers from the Banks
Tata Capital
Idfc
AU
HDB
Axis
Tata Capital
Idfc
AU
HDB
Axis
Explore Other Brands
Bikes Similar to Joy e-bike Gen Nxt Nanu E-scooter
PETROL
Engine
Power
Mileage
PETROL
Engine
Power
Mileage
Pros & Cons of Joy e-bike Gen Nxt Nanu E-scooter
Pro's
- Nanu license free travel
- Economical city transportation
- Agile city maneuverability
- Responsive instant pickup
Con's
- Fixed 25 kmph speed cap
- Limited 60 km battery range
- Plastic body panel fragility
- Potential battery capacity degradation
