Joy e-bike Monster EMI Calculator 2026 – Monthly EMI, Loan & Interest
Choose Variants
1 OptionsCompare variant specifications and low EMI options
On-Road New Delhi Price
Ex-showroom (₹99,946) + RTO Registration (₹8,546) + Comprehensive 5-Yr Insurance (₹5,758)
*Price can vary by city and dealer
₹1,14,250
All Charges IncludedYOUR MONTHLY EMI
₹3,325/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN82%
On-Road Vehicle Cost:₹1,14,250
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹94,250Total Interest Payable:
₹25,450Total Amount (Loan + Interest):₹1,19,700*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
Down Payment
Higher down payment = Lower monthly EMI & interest
₹20,000
18%
Required Loan Principal:₹94,250
Loan Period / Tenure (Months)
Choose comfortable repayment duration
Bank Interest Rate (P.A.)
Starting from top partner NBFCs and nationalized banks
9.0 %
Lowest rates by:
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
YOUR MONTHLY EMI
₹3,325/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN82%
On-Road Vehicle Cost:₹1,14,250
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹94,250Total Interest Payable:
₹25,450Total Amount (Loan + Interest):₹1,19,700*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
Choose Your Financer
Explore loan offers from the Banks
Tata Capital
Idfc
AU
HDB
Axis
Tata Capital
Idfc
AU
HDB
Axis
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Bikes Similar to Joy e-bike Monster
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PETROL
Engine
27000 cc
Power
Mileage
135 kmpl
PETROL
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5000 cc
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Power
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Pros & Cons of Joy e-bike Monster
Pro's
- Unique fat tyre mini bike style
- Compact size easy maneuverability
- Removable battery charging convenience
- Dual disc brakes offer safety
Con's
- Limited top speed performance
- Small size for tall riders
- Basic suspension offers less comfort
- Long battery charging duration
