Joy e-bike Mihos EMI Calculator 2026 – Monthly EMI, Loan & Interest
Choose Variants
1 OptionsCompare variant specifications and low EMI options
On-Road New Delhi Price
Ex-showroom (₹1,34,829) + RTO Registration (₹11,529) + Comprehensive 5-Yr Insurance (₹7,767)
*Price can vary by city and dealer
₹1,54,125
All Charges IncludedYOUR MONTHLY EMI
₹4,732/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN87%
On-Road Vehicle Cost:₹1,54,125
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹1,34,125Total Interest Payable:
₹36,227Total Amount (Loan + Interest):₹1,70,352*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
Down Payment
Higher down payment = Lower monthly EMI & interest
₹20,000
13%
Required Loan Principal:₹1,34,125
Loan Period / Tenure (Months)
Choose comfortable repayment duration
Bank Interest Rate (P.A.)
Starting from top partner NBFCs and nationalized banks
9.0 %
Lowest rates by:
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
YOUR MONTHLY EMI
₹4,732/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN87%
On-Road Vehicle Cost:₹1,54,125
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹1,34,125Total Interest Payable:
₹36,227Total Amount (Loan + Interest):₹1,70,352*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
Choose Your Financer
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L&T Finance
Tata Capital
Idfc
AU
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L&T Finance
Tata Capital
Idfc
AU
HDB
Axis
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Pros & Cons of Joy e-bike Mihos
Pro's
- Unique retro styling
- Advanced smart connectivity
- Portable swappable battery
- Signature round LED headlight
Con's
- Mihos limited range
- Mihos plastic panel durability
- Mihos limited service network
- Future battery replacement cost
