Joy e-bike Monster EMI Calculator 2026 – Monthly EMI, Loan & Interest
Choose Variants
3 OptionsCompare variant specifications and low EMI options
On-Road New Delhi Price
Ex-showroom (₹12,23,713) + RTO Registration (₹1,04,634) + Comprehensive 5-Yr Insurance (₹70,502)
*Price can vary by city and dealer
₹13,98,849
All Charges IncludedYOUR MONTHLY EMI
₹48,643/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN99%
On-Road Vehicle Cost:₹13,98,849
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹13,78,849Total Interest Payable:
₹3,72,299Total Amount (Loan + Interest):₹17,51,148*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
Down Payment
Higher down payment = Lower monthly EMI & interest
₹20,000
1%
Required Loan Principal:₹13,78,849
Loan Period / Tenure (Months)
Choose comfortable repayment duration
Bank Interest Rate (P.A.)
Starting from top partner NBFCs and nationalized banks
9.0 %
Lowest rates by:
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
YOUR MONTHLY EMI
₹48,643/month
Rate of interest @ 9.0%* for 36 Months tenure
LOAN99%
On-Road Vehicle Cost:₹13,98,849
Down Payment Paid:- ₹20,000
Principal Loan Amount:
₹13,78,849Total Interest Payable:
₹3,72,299Total Amount (Loan + Interest):₹17,51,148*
Zero Prepayment Penalty
100% Paperless e-KYC
Soft credit check • No impact on your CIBIL score
DRIVIO EXPRESS ADVANTAGE
Quick Digital Loan Approval
Instant online sanction in 10 minutes with Aadhaar paperless verification.
Disbursal Within 4 Hours
Direct fund transfer to authorized TVS dealership without lengthy paperwork.
Guaranteed Same-Day Delivery
Drive home your bike today. Number plate & documentation ready at pickup.
Choose Your Financer
Explore loan offers from the Banks
L&T Finance
Tata Capital
Idfc
AU
HDB
Axis
L&T Finance
Tata Capital
Idfc
AU
HDB
Axis
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Bikes Similar to Joy e-bike Monster
PETROL
Engine
Power
Mileage
PETROL
Engine
27000 cc
Power
Mileage
135 kmpl
PETROL
Engine
5000 cc
Power
Mileage
PETROL
Engine
5000 cc
Power
Mileage
Pros & Cons of Joy e-bike Monster
Pro's
- Agile cornering dynamics
- Iconic naked styling
- Monster L twin pull
- Advanced rider electronics suite
Con's
- High service costs
- Noticeable engine heat
- Firm ride quality
- Limited pillion comfort
