Best Hero Bikes Under ₹1 Lakh in India (2026): Price, EMI & Real-World Picks

Hero bikes under 1 lakh in India cover a surprisingly wide spread for 2026, from the ₹59,477 HF Deluxe right up to the Super Splendor Xtec, which brushes past ₹1 lakh only in its disc-brake trim. For anyone commuting daily in Delhi, Mumbai or a smaller town where fuel prices hover around ₹103 a litre, this segment is where the real decision gets made — not between brands, but between which Hero model actually fits how you ride.

Which Hero Bikes Actually Stay Under ₹1 Lakh

Start with the Splendor Plus, Hero's best-seller and the bike most people mean when they say "Hero." It runs a 97.2cc air-cooled engine putting out 7.9 bhp at 8,000 rpm and 8.05 Nm of torque, mated to a 4-speed gearbox. Ex-showroom pricing in Delhi sits between ₹77,122 and ₹80,531 depending on variant, which pushes the on-road price to roughly ₹90,000–93,000 once RTO and insurance are added. ARAI claims 70 kmpl; real owners in mixed city-highway use report 60–65 kmpl, which is the number that actually matters for your fuel budget.

The HF Deluxe undercuts even that. It shares the same 97.2cc motor and 4-speed box but strips away cosmetic extras, landing at ₹59,477 to ₹70,442 ex-showroom — the cheapest geared motorcycle Hero sells right now. Mileage claims match the Splendor at 70 kmpl, and in practice it isn't far off, which explains why fleet buyers, delivery riders and rural buyers keep choosing it over anything fancier.

Passion Plus, Glamour and Super Splendor: Where Features Enter the Picture

Step up and the Passion Plus brings styling closer to a "youth" commuter without changing the mechanical formula much — same 97.2cc unit, 8.02 PS, 8.05 Nm, priced from around ₹79,000 to ₹80,300 ex-showroom in most cities. It's the bike Hero positions for buyers who want the Splendor's reliability but don't want to look like they're riding their father's bike.

The Glamour and Super Splendor Xtec move into 125cc territory and genuinely change the ownership experience. The Super Splendor Xtec drum variant starts near ₹83,368 ex-showroom, with the disc-brake version at ₹87,268 — both still comfortably under ₹1 lakh on-road in most states, though Bluetooth-connected top trims can nudge past that line. Claimed mileage on the Xtec sits around 69 kmpl, and the bigger engine means noticeably less strain carrying a pillion or luggage on flyovers, something the 97cc bikes struggle with once you're two-up on an incline.

EMI and Real-World Running Costs for Hero Bikes Under ₹1 Lakh

Numbers matter more than badges here, so run the math on an actual purchase. Financing the Splendor Plus at its ₹93,000 on-road price with 20% down (₹18,600) leaves a loan of ₹74,400. Spread over 60 months at 11% interest, that works out to an EMI of roughly ₹1,617 a month — cheaper than most people's phone recharge and data plan combined. The HF Deluxe, financed the same way on a ₹75,000 on-road price, comes to around ₹1,305 a month.

Fuel cost tells its own story. At ₹103 a litre and a realistic 60 kmpl on the Splendor Plus, a rider doing 700 km a month — a fairly typical Delhi or Mumbai commute — spends close to ₹1,200 on petrol. The HF Deluxe, run a little harder by delivery riders and averaging closer to 55 kmpl in stop-start traffic, lands nearer ₹1,310 a month. Servicing costs stay low across the range too; expect the four scheduled services to 10,000 km to fall somewhere in the ₹3,000–4,000 band, engine oil included, since parts availability for this platform is about as wide as it gets in India.

How the Competition Stacks Up

None of this happens in a vacuum. The Honda Shine 100 undercuts the Splendor Plus on paper, priced from roughly ₹64,000 ex-showroom, and Honda's service network is just as dense as Hero's in most cities — it's the one bike that genuinely pulls buyers away from the Splendor on badge value alone. Bajaj's Platina 100 and 110 compete more on ride comfort, with softer suspension tuned for broken roads, though neither matches the Splendor Plus's resale value, which remains the single biggest reason Hero keeps winning this segment on repeat purchases. TVS's Radeon sits in between on price and adds a slightly punchier 110cc motor, but loses out on the sheer density of Hero's roadside service network in smaller towns.

Which One Should You Buy

If low running cost is the only priority, the HF Deluxe is still unbeaten below ₹70,000 ex-showroom — buy it and stop comparing. Riders who want a touch more refinement and better resale should go with the Splendor Plus; it costs a little more upfront but holds its value long enough to make that gap disappear at resale. Anyone who regularly rides two-up or covers highway stretches should skip the 97cc bikes altogether and put the extra ₹10,000–15,000 into the Super Splendor Xtec — the bigger engine earns its keep the first time you're overtaking a truck with a pillion on board. Check the on-road price and EMI for the Splendor Plus, HF Deluxe or Super Splendor Xtec in your city on Drivio.